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PENGATURAN AKSES LOKAL (Windows)
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1) PostgreSQL harus jalan.
   - Buat database + user (default di proyek ini: db apimatheus, user apimatheus).
   - Edit SATU file ini untuk panel + samakan dengan api/.env:
       painel\includes\local.settings.php
   - Edit juga:
       api\.env  → DATABASE_URL harus cocok (user, password, nama db, host, port).

2) Satu kali — migrasi tabel (setelah .env benar):
   PowerShell di folder proyek:
     powershell -ExecutionPolicy Bypass -File .\siapkan-database.ps1

3) Jalankan panel + API:
     powershell -ExecutionPolicy Bypass -File .\jalankan-lokal.ps1

   Lalu buka browser:
     http://localhost:8080

   API berjalan di http://127.0.0.1:3000 (atau PORT di api/.env).

4) Login / agen / user sama seperti biasa. Di menu Jogos bisa buat user test
   saldo 100.000 lalu buka game.

5) Tanpa skrip: terminal 1 di folder api →  set PORT=3000 ; node dist/main.js
   terminal 2 di folder painel →  php -S localhost:8080

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